Joyce Njau

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Business: Salon and Barber Shop
Location: Kapsara, Kitale
Years in Operation: 3 years
Amount Needed: $ 575

Profile
Meet Joyce Njau an entrepreneur in Kapsara village located 12 miles from Kitale town. Joyce has been running her business for the past 3 years in order to support her family of 3 kids who have already joined primary school. Her business is strategically located in a busy bus stop hence she is able to attract many clients who have enabled her grow steadily. Currently, she has two employees who work together with her in the business.

Financing Need
Joyce wants to relocate to a bigger room within the same building in order to accommodate more clients. In order to achieve this, Joyce requires a loan of $575 in order to buy more equipments for the business and employ two more employees to have a total of four employees. This will help her boost her monthly income and be able to take care of her family. Through her business expansion, she will also provide employment to the locals hence this will have a multiplier effect.

Future Plans
Joyce plans to open a small restaurant within the same region if she generates enough cash flow from her current business. This will create more employment opportunities for the locals within Kapsara region.

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