Business: Second Hand Clothes & Caps.
Location: Kitale Town.
Years in Operation: 6 Years.
Amount needed: $200.
Joyce Muthoni Kamau is a very hard working self motivated young lady who is focused on providing a good life for her children. The single mother of two little boys is the sole bread winner of her young family. Her two sons just started school and she is keen on earning enough to save up for when they will need more school fees than they do now. She set shop six years ago in Kitale town to sell second hand clothes for both men, women and children. She spreads her risks by stocking a variety for the target customers and this way her customers find at least one thing that they need at her stall. She never lets a potential customer walk out of her stall without making a purchase. She has perfected the art of smooth talking and her customer care skills are unrivaled.
In the years she has been in business, she says she has not come along a micro finance institution with terms as friendly as those of Moto Hope Micro Lending so Moto Hope Micro Lending’s move to Kitale town couldn’t have come at a better time. The low interest rates and the friendly repayment time and terms will not put a strain on her business as her past experiences with other Financial institutions have done. Demand for caps for men and dresses for ladies has gone up in the recent past she notes. She is seeking $20 which added to her savings will enable her to purchase enough stock of the mentioned, meet the increased demand and improve her profit earnings through increased sales.