Francis Gitau. 6/19.

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Business: Warm Wear Shop.
Location:
Molo Town.
Years in Operation:
12 Years.
Amount needed:
$300.

Francis Gitau is a very jovial and pleasant business man who is focused on delivering quality and affordable warm wear to his clients in Molo. Molo a largely low temperature region sees that his stock is in demand most of the year. His shop is strategically located at the mouth of Molo’s main matatu stage as well as Molo market. Its easy accessibility and visibility works to his advantage.

Initially, Francis bought his stock from wholesalers in Nairobi’s Gikomba market but has since shifted to Nakuru where he says he still gets the same quality wear and saves on the transports costs. The stock that his customers buy loyally include trench coats, sweaters, jackets, hoodies and scarves. His prices are friendly for a cross section of his clientele for he makes sure to stock with their purchasing power in mind. This has allowed him to serve people from all walks of live while keeping them warm and out of the adverse effects of the cold.

His shop also stocks other items made from bead work which his very gifted wife makes. She is able to make a wide variety of items ranging from baskets, purses and jewellery. This he says is an additional source of income albeit relatively low. He also runs a mobile money (MPESA) Agency which also boasts of quite a client base in Molo’s matatu stage and market.  He has a vegetable garden back home form which his family is able to harvest vegetables for their own domestic consumption thus saving him money.

Proceeds from his business are what enable him to provide for all the needs of his family, pay for the education of his niece and nephew in High School and Primary School as well as save up for the education of his own child; still a toddler. His friends told him about Moto Hope’s friendly loan repayment terms and the low interest rates which is what he was looking for. He is seeking $300 to be able to bring in more stock of warm wear to his shop to meet the current rise in their demand due to the long rains season.

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