Erick Chepkwon is a very organized and focused head of his young family. The dedicated security guard also doubles up as a very hardworking farmer. He is a guard by night and a farmer by day when he joins his wife on their farm or tends to their dairy cow and calf. He specializes in growing beans, peas and potatoes for sale upon harvest. His salary and proceeds from their farming ventures are what puts food on their table and provide them with all necessary basic needs. He and his wife and two toddlers live on his part of his parent’s family land meaning he does not have to pay rent as he built his own house, he admits proudly. They take budgeting very seriously for they cannot afford to waste even a coin as his total earnings are relatively low. In this regard they live within their means which keeps them focused on the end goal at all times to improve, to grow, to earn more.
His first loan at Moto Hope Micro Lending was $50 last year (2019) which he invested on his farm buying quality seeds and fertilizers. The yield from the particular harvest of potatoes and peas was very encouraging as they were able to double their sales in comparison with the previous year. Moto Hope Micro Lending then loaned him a further $300 which combined with a few savings from their harvest sale, he bought a dairy cow that had a calf a few months later. They now sell milk to buyers who come from within and outside their village. His wife is very instrumental in handling the business bits thanks to her very sociable and kind nature. She is the one who finds market for the entire dairy and farm produce.
Erick sought another $500 from Moto Hope Micro Lending which he used to purchase a used motor cycle that was still in very good condition. His earnings are very well improved as he now operates a motor cycle taxi popularly known as bodaboda, during the day when he is not occupied on the farm. The motor cycle also enables him to get to work more efficiently as he works miles from home. In addition, he is also now in a position to reach more far away markets to sell their farm produce. His fortunes are gradually improving and he is all praise and gratitude to Moto Hope Micro Lending for journeying with him.