Moto Hope Micro Lending (MHML) is a social enterprise that targets the unbanked that need affordable financing in order to transform their lives. Our major goal is financing entrepreneurs, women and the youth. Our Mission is to provide affordable loans to the youth, women and small and medium enterprises that have little chance to access funding from banks.

Loan Products

Our Loan products include: Group Loans, Business Loans, Agri-Business Loans, Education Loans, Biogas Loans , Water Tank Loans and Shamba Loans.


We offer Business development and Agri-business training,free of charge to our loan beneficiaries. This provides them with knowledge.

Our Impact

Moto Hope Micro lending has made positive impact in all sectors of our society and economy. We have influenced entrepreneurs, youth, women and many more.



MHML Staff Training &Team Building, November 2019!

It was all work , learn, fun and games at the last Staff Training and Team Building of the year 2019, for our Moto Hope Financial Services Teams from Nairobi, Kitale and Molo, at Molo Branch on the 8th and 9th November 2019. Moto Hope Financial services; Transforming Lives!  

MHML Spearheads Financial Training of women under Molo Maternal & Child Health Program, Molo.

Moto Hope Micro Lending led by Vincent Njuguna Kiarie (MD) Trained women; beneficiaries of Molo Maternal and Child Health Program, Molo, in Financial Management, Green energy use and Economic empowerment through savings at Friday’s (18/9/2019) Molo Maternal & Child Health Program Major Training and END POLIO NOW Campaign in Molo. Rotary Club of Ruiru in […]

Moto Hope Micro Lending penetrates Nairobi’s largest informal settlement.

95% of our target audience in Nairobi’s Ngumo area in Kibera slum lives on under a dollar a day and is unbanked. This generally means that they have little or no access to loans from banks and other financial institutions. Hence Moto Hope Micro Lending is in the pursuit to transform lives and improve the […]

MHML Partners with Nazava for Clean and Safe Drinking Water for Moto Hope Communities.

Moto Hope Micro lending is in the homestretch of partnering with Nazava: developers and distributors of household water filters. We are cognizant of the fact that the largest percentage of our beneficiaries live in rural areas and informal settlements and lack access to clean, treated and safe drinking water. Most depend on rivers, streams and […]

Moto Hope Beneficiary Giving back to other Moto Hope Beneficiaries

Saturday the 24th of August marked the second anniversary of The Computer Shop in Molo that is owned by one of our beneficiaries, Mr. Elijah Mweri. In its anniversary SALE, The Computer Shop offered special discounts on laptops,desktops, smartphones and accessories, POS systems, printers and copiers and CCTV cameras to other beneficiaries of Moto Hope [...]

MHML & Britam Insurance Improving Health Outcomes.

In keeping up with the needs of its beneficiaries MHML endeavors to be innovative and relevant while shaping its business model to meet its mission of transforming lives. Our recent partnership with Britam Insurance will enable our low income earning beneficiaries mostly unbanked to afford health insurance covers for themselves and their families.  Medical care, […]